Carrie Sanford

Sr. Loan Officer

NMLS: 286517 CAL DRE# 01097832

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Recent Articles

Jun
26
2024
Understanding Your FICO Score: Key to Better Home Loan Rates
Have you ever wondered what that mysterious number, your FICO score, is all about? If so, you're not alone. A lot of people hear about it but don't fully understand how it works or why it matters. Let's break it down in simple terms. What Exactly Is a FICO Score? Your FICO score is a three-digit...
Jun
19
2024
The Biggest Mistakes Potential Homebuyers are Making Right Now
Homeownership remains a cornerstone of the American dream, but navigating today's market presents unique challenges. With higher mortgage rates, rising home prices, and a limited inventory of homes for sale, buyers must tread carefully. Here are some of the biggest mistakes...
Jun
12
2024
Avoid These 5 Expensive Kitchen Mistakes When Buying Your First Home
Buying your first home is an exciting milestone, but it can also be a minefield of hidden costs and unexpected issues, especially in the kitchen. As the heart of the home, the kitchen is where you’ll spend a lot of time, so it’s crucial to ensure it’s in good shape. Here...
Jun
05
2024
Understanding Hazard Insurance: What Homeowners Need to Know
Owning a home comes with various responsibilities, one of which is ensuring that the property is adequately insured. A common term you might encounter is "hazard insurance." But what exactly is hazard insurance, and how does it differ from homeowners insurance? Moreover, can you claim...
May
29
2024
Tips for Buying a Home at a Lower Cost
While it’s not always possible to stumble upon a fantastic house at a rock-bottom price, there are strategic approaches you can take to increase your chances of buying a home for less. Here are some tips to help you navigate the process and potentially save money on your next home...
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