Carrie Sanford

Sr. Loan Officer

NMLS: 286517 CAL DRE# 01097832

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Recent Articles

May
22
2024
9 Home Buying Myths Debunked – Don’t Fall for These Common Traps!
When it comes to buying a home, there's no shortage of advice from well-meaning friends, family, and social media. But not all of it is accurate! Let's bust some common myths and get you on the right path to homeownership. Myth #1: You Need a 20% Down Payment Fact: You don't need a 20% down...
May
15
2024
Understanding the Differences Between Mortgage Insurance and Homeowners Insurance
New homeowners are often confronted with various financial and insurance-related decisions, including understanding the difference between mortgage insurance and homeowners insurance. Although both are crucial for safeguarding financial interests related to your home, they...
May
08
2024
5 Ways You Might Actually be Sabotaging Your Homebuying Efforts
With the housing market heating up, it's like a battlefield out there, with buyers scrambling to claim their dream homes. But amidst the frenzy, there are pitfalls that even the savviest of buyers might stumble into. Let's talk about those, shall we? 1. Ignoring the Seller's Needs It's...
May
01
2024
Why You Need a Real Estate Agent When Buying a Home
In today's digital world, buying just about anything is as simple as a few clicks. But when it comes to buying a home, the most significant purchase you'll likely ever make, it's a whole different ballgame. The process is complicated, the stakes are high, and the risks are too big to ignore...
Apr
24
2024
Demystifying Home Loans: The Scoop on Conventional and Non-Conforming Loans
When it comes to buying a home, understanding your mortgage options can feel like learning a new language. Let's break down the essentials of "conventional" and "non-conforming" loans and see how they fit into your home-buying plan. What's a Conventional Loan? Imagine you're...
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